Banking for everyone.
We are making financial solutions for the ‘unbanked and underserved’ like daily savings, 30-day micro-loans, health insurance and micro-transaction payments simple, accessible and convenient for all
Trusted by hundreds of businesses including;
PRODUCTS
Secure your Financial Future.
Micro-Savings
Daily savings collections for open-market retailers
We understand how important it is to set aside a small amount daily for your business goals.
Micro-Loans
Instant 30-Day micro-loans of up to 100k to grow your business
Take your business to higher levels with quick no-collateral, microcredit of up to ₦100K.
Insurance
Hassle-fee, affordable, and quality healthcare for all
We simplify access to an all-inclusive basic health plan, for ₦1,500 across 750+ hospitals in Nigeria.
Payments
Send, receive and make instant bill payments for mSMEs
Deposit, withdraw and pay your utility bills through our online and offline channels.
24/7 Customer ‘1st’ Support
We know everyone claims this, but we truly put our customer first! This is what our customers’ say to us, consistently. Our support team are professional, empathetic, extremely knowledgeable about how to resolve your issues quickly. We promise to go the extra mile to give you the peace of mind to thrive using the AjoCard platform, for yourself, you customers and entire business.
Safe and Secure
AjoCard is a FinTech solution firm, with a duly approved microfinance license by Central Bank of Nigeria (CBN) and holds deposits insured by the Nigerian Deposit Insurance Corporation (NDIC). So you can be rest assured that your funds are safe with us.
Competitive Reward
AjoCard gives our underserved customers access to financial solutions at the most affordable rates; while helping our partners including Personal Bankers earn and build a sustainable path to profitability for their businesses on our platform.
Compliance and Data Integrity
AjoCard ensures the risk of fraudulent activities is minimal on our platform, through strict compliance measures that protect any data or information supplied to us in accordance with Data Protection Legislation and Payment Card Industry Data Security Standard (PCI DSS).
AjoCard APIs are built for reliabilty, security and scale
We’ve done all the work for you, with our well-documented and easy-to-use APIs. Securely embed financial solutions into your existing product.
You can launch and distribute apps that allow your customers to own an NFC enabled card, save funds; send, receive micro-payments in their wallet, subscribe to insurance and so much more.
We provide all you require to deploy at scale for various use-cases, making go-live easy, accessible and convenient for all.
AjoCard app makes banking simple, and is built for everyone
Download the AjoCard app today!
Because our Stories matter.
Has brought a lot more profit for me…”
My experience helping my customers use AjoCard micro-savings has been awesome. It has brought a lot more profit for me than I expected when I first started.Transactions are fast and my customers always get quick alerts when their accounts are credited.
Tiaminu Olanrewaju Lawal
Odigbo, Ondo
