top of page


Like to Know  More?

AjoCard provides services for agents to allow people to make transactions using their ATM cards, and withdraw funds from their bank accounts using their bank cards, on agent-deployed mobile POS (mPOS) devices.


This is an essential service as ATMs for cash withdrawals are:

  • not readily available.

  • have long queues when available.

  • habitually run out of cash.


AjoCard's mPOS cash out service solves this by:

  • Allowing agents to use their cash-on-hand, coupled with a mPOS, to serve as distributed, virtual ATMs.

  • Giving instant value to the agents in their wallets as they dispense cash.

  • Removing the challenge of agents visiting banks to deposit their surplus cash.

  • Enabling additional revenue stream for agents by making this service available to all bank debit cardholders.


Easy 1-2-3 Signup Process for Agents

  1. Fill out the application forms and supply KYC information and documents.

  2. Attend a training and obtain branding materials.

  3. Obtain your mPOS and terminal ID to begin operations 48 hours after your application approval.


- Android 6.0 or higher required for the mobile app

- GPS capability required on your mobile phone

- Apple iOS phones currently not supported


Cost for Program

  • ₦20,000 commitment fee

  • 0.49% fee on cash withdrawal transaction (stamp duty on transactions from ₦10,000 and above)

  • ₦10 on all bank transfers

  • ₦100,000 per withdrawal limit



bottom of page