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Banking for everyone.

We are making financial solutions for the ‘unbanked and underserved’ like daily savings, 30-day micro-loans, health insurance and micro-transaction payments simple, accessible and convenient for all

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Become a Personal Banker

Trusted by hundreds of businesses including;

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a market woman
Green tomatoes
Market produce
a neighbourhood

PRODUCTS

Secure your Financial Future.

Micro-Savings

Micro-Savings

Daily savings collections for open-market retailers

We understand how important it is to set aside a small amount daily for your business goals.

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Micro-Loans

Micro-Loans

Instant 30-Day micro-loans of up to 100k to grow your business

Take your business to higher levels with quick no-collateral, microcredit of up to ₦100K.

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Insurance

Insurance

Hassle-fee, affordable, and quality healthcare for all

We simplify access to an all-inclusive basic health plan, for ₦1,500 across 750+ hospitals in Nigeria.

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Payments

Payments

Send, receive and make instant bill payments for mSMEs

Deposit, withdraw and pay your utility bills through our online and offline channels.

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24/7 Customer ‘1st’ Support

24/7 Customer ‘1st’ Support

We know everyone claims this, but we truly put our customer first! This is what our customers’ say to us, consistently. Our support team are professional, empathetic, extremely knowledgeable about how to resolve your issues quickly. We promise to go the extra mile to give you the peace of mind to thrive using the AjoCard platform, for yourself, you customers and entire business.

Safe and Secure

Safe and Secure

AjoCard is a FinTech solution firm, with a duly approved microfinance license by Central Bank of Nigeria (CBN) and holds deposits insured by the Nigerian Deposit Insurance Corporation (NDIC). So you can be rest assured that your funds are safe with us.

Competitive Reward

Competitive Reward

AjoCard gives our underserved customers access to financial solutions at the most affordable rates; while helping our partners including Personal Bankers earn and build a sustainable path to profitability for their businesses on our platform.

Compliance and Data Integrity

Compliance and Data Integrity

AjoCard ensures the risk of fraudulent activities is minimal on our platform, through strict compliance measures that protect any data or information supplied to us in accordance with Data Protection Legislation and Payment Card Industry Data Security Standard (PCI DSS).

AjoCard APIs are built for reliabilty, security and scale

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We’ve done all the work for you, with our well-documented and easy-to-use APIs. Securely embed financial solutions into your existing product.

You can launch and distribute apps that allow your customers to own an NFC enabled card, save funds; send, receive micro-payments in their wallet, subscribe to insurance and so much more.

We provide all you require to deploy at scale for various use-cases, making go-live easy, accessible and convenient for all.

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bg patternAjoCard app makes banking simple, and is built for everyone

Download the AjoCard app today!

Get Ajocard app on google playstore
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Because our Stories matter.

Has brought a lot more profit for me…”

Tiaminu Olanrewaju Lawal

My experience helping my customers use AjoCard micro-savings has been awesome. It has brought a lot more profit for me than I expected when I first started.Transactions are fast and my customers always get quick alerts when their accounts are credited.

Tiaminu Olanrewaju Lawal

Odigbo, Ondo
AjoCard LogoBanking for everyone
101 Borno Way, Oyingbo, Lagos, Nigeria.Copyright 2024 AjoCard
AjoCard Limited [RC 1507534] is a FinTech solutions firm, with a microfinance license, approved by CBN logo Central Bank of Nigeria (CBN) and holds deposits insured by the NDIC logo Nigerian Deposit Insurance Corporation (NDIC).