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Instant 30-Day micro-loans of up to 100k to grow your business.

Take your business to higher levels with quick, no-collateral microcredit from as little as ₦20K to ₦100K. We are making micro-loans easy, accessible and convenient for all

Find a Personal Banker

Become a Personal Banker

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Simple Investment with great returns

Grow with ease
Grow with ease

Doing business is easier with AjoCard loans. Approvals are completed in seconds and our network of AjoCard Personal Bankers disburse directly to you.

No collateral
No collateral

Get instant cash loans without filling multiple forms, providing collateral or bank statements.

Pay back conveniently
Pay back conveniently

Loan repayments are collected everyday by your AjoCard lending personal banker, wherever you are.

How does it work?

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Step 1

Contact your AjoCard Personal Banker and request for a loan.

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Step 2

Customer agrees on loan amount and provides a guarantor.

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Step 3

Customer pays total upfront fees (i.e. interest amount + processing fees).

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Step 4

Loan is approved via the app and value is disbursed through the PB in less than five (5) minutes.

Frequently asked questions?.

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Become a Personal Banker

Download the AjoCard app to get started!

Get AjoCard app on google playstore
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101 Borno Way, Oyingbo, Lagos, Nigeria.Copyright 2024 AjoCard
AjoCard Limited [RC 1507534] is a FinTech solutions firm, with a microfinance license, approved by CBN logo Central Bank of Nigeria (CBN) and holds deposits insured by the NDIC logo Nigerian Deposit Insurance Corporation (NDIC).