Transact anywhere at anytime.
The AjoCard card has no number and no expiry date, which protects your funds from fraud

Your phone number is your account number
Make FREE transfers using AjoCard wallets’ phone numbers or other bank accounts via USSD.
To address the CBN cashless policy, we have launched an innovative solution to help small scale traders receive and send bank transfers via USSD on their 'Nokia text-only phones'; all for far less than bank rates and for FREE between Ajo-wallets.
No hidden fees
Pay a one-time fee before you receive your card and you never have to worry about maintenance or replacement fees.

Fast Transfers. Safe Cards. PIN Secured.
Create a secure PIN to facilitate your USSD transactions and you never have to worry about fraudulent transactions.





Facilitate bulk transfers with ease
We can onboard mass groups of customers facilitating seamless cashless disbursement at a minimum transfer cost.